Thursday, February 26, 2009

When I ran into trouble with the

When I ran into trouble with the tax records I contacted him but he did not respond.
When I needed a termite inspection he did not arrange it; I had to do it myself at the last minute. He wasn’t at the closing and he didn’t sign any documents. The buyer’s agent did all the footwork.
Should I have paid at all? Should he be reported to some Realtor board?
He simply listed the house and nothing further. I could have sold by owner if I’d known this was his M.O.
Should the percentage have been an indicator of what I was getting into?

When you are listing a house for sale

When you are listing a house for sale, it is imperative to have a good relationship with your Realtor. Make sure that your agent is in communication with you and can be easily reached. Make sure that your agent is doing the things that he promised when he took the listing. Discount brokerages cannot afford to spend the money or time necessary to attract 100% of the available buyers. If your home doesn't get the attention from the buying public that it deserves, you will lose, not save, money.
Here is an article from the Los Angeles times:

Once I had a transaction with

Once I had a transaction with one of the more popular discount agents in my area. I spoke with the agent once at the beginning of the transaction and never again for the next 40 days of the escrow. He never answered his phone. He never returned my phone calls. Whenever I had to make an appointment to conduct an inspection or if I needed paperwork to be completed, I had to contact the seller personally. Fortunately, the seller was accommodating and helped get the transaction done and my buyer into his new home. My buyer is happy and the seller told me that he will never use that agent again.
In another instance, that same discount agent was listing a home that had been on the market for quite some time. I took my client by to see the house and heard the seller say absolutely nothing positive about the discount agent. The seller told me that the listing was about to expire after 90 days on the market and he would be more than pleased when it did. He told me how the agent never returned phone calls and did nothing to help sell the house. He told me that he would never use a discount agent again.

Wednesday, February 25, 2009

follow-up with the client

follow-up with the client and wait on them to obtain the certificate after the petition was drafted.
Additionally, once a bankruptcy petition is drafted it must be filed within 30 days or the Means Test will expire. Once a Means Test expires, before the petition can be filed, not only does the Means Test need to be updated, but the Statement of Affairs and other schedules must be revised to include the current month. By requiring that clients obtain their credit counseling certificate before they schedule an intake appointment, the possibility of allowing a Means Test to expire is eliminated.
d.
6 Months of Paycheck Stubs;

e.
Copies of all the titles to motor vehicles (cars, trucks, etc.);

f.
Recorded mortgage and deed if applicable;

g.
A copy of the most recent appraisals on real property;

c. Credit counseling certificate

c. Credit counseling certificate;
If the clients had not obtained their credit counseling certificate they were provided with the name and contact information for a court-approved credit counseling agency. They were asked to obtain this certificate before scheduling their appointment and to bring it with them. By obtaining the certificate before the initial appointment, it saved me (as well as the client) a lot of time. It eliminated the need to

Most paralegals cannot believe how virtual assistants
relieve their heavy workload. In fact, virtual assistants are not
taking the place of paralegals — they are providing an excellent
support base for the entire staff including the attorneys.

However, many attorneys have expressed problems with this payment method

However, many attorneys have expressed problems with this payment method. For example, Joe had his clients pay 1/3 of their attorney fees at the initial consultation, 1/3 when they reviewed their petition prior to filing and the remaining 1/3 when they met at the 341 Meeting. Unfortunately, many clients did not pay the remaining 1/3 of their balance at court but the attorney had to proceed with representation anyway. This created the high cost of collection procedures and often the clients had relocated after the bankruptcy and were unable to be found.

a. Completed Client Intake Forms

a. Completed Client Intake Forms;
Free client intake forms are provided online at https://www.713training.com/intake_forms/

b. Attorney Fee and Filing Fee;
Some attorneys prefer to allow their clients to pay their attorney fees in installment payments.

Stop and calculate the savings for yourself. With a little
reorganization, you too may benefit from
the services of a virtual assistant.

Monday, February 23, 2009

Now you and your staff can prevent

Now you and your staff can prevent “desk overload.”
Virtual assistants aide in the reduction of workload for your
paralegals and other law office personnel.


How to Increase Profits for Your Law Firm

written by http://www.713training.com

(Dennis pulls the book out from his briefcase

(Dennis pulls the book out from his briefcase, turns
to Page 221 and begins reading . . .)

"My story begins back in March 2000 (just after
the Y2K scare of 1999.) The bankruptcy attorney
I was working for on a part-time basis decided to
try an experiment. I would stop working in the
office and instead process bankruptcy petitions
from my home office. The attorney believed that
taking the petition preparation work out of the
office environment, the office would become less
chaotic and result in more detailed bankruptcy
petitions. He also believed that by paying me on
a per job basis versus an hourly wage, he would
save money."

How to Increase Profits for Your Law Firm

How to Increase Profits for Your Law Firm

written by http://www.713training.com

Page53
I have ever read — even better than many of the
books I used in law school. In Victoria's book, she
credits the entire concept development of the virtual
bankruptcy assistant field to a bankruptcy attorney she
worked for in Columbus, Ohio.

Saturday, February 21, 2009

Many times you know that when a trade goes wrong

Many times you know that when a trade goes wrong, you should get
out immediately without having any second thought but your ego tell
you to hang on. Maybe you are able to recover your losing trades and
turn it into winners most of the time. You average down and buy more
to support your theory of being right, it is only going to heat up your
over confidence level and one day the market is going to break you for
that.

Respect your trading rules, admit your mistakes, learn from them and
you can be sure that you are on the right track in becoming a better
options trader.

Your ego can be your greatest enemy

Your ego can be your greatest enemy. Over confidence in your ability
to make forecast and profit from it can be a setup for your downfall as
an options trader. This can cause you to be irrational when your




emotions take custody over your thinking and you’ll lose your ability to
trade properly. You begin to make stupid mistakes and lose badly. To
break the spell, you’ll have to take a break to detach and unlearn of
what that have been taught to you.

Trader wannabes must learn to seek and develop the ability to analyze

Trader wannabes must learn to seek and develop the ability to analyze
information given to them even though they have paid for it. One way
is to seek information from a few more sources so that you’ll have a
clearer perspective before making any major decisions.

The only way is to paper trade and test it out first to see whether what
have been taught is credible. You must stay within your level of
competence and be questionable of everything you see or learn. It is
your money that is at risk not the person who is teaching you to trade.
It is better to be safe than sorry.